Small Business Association – This page provides a guide to federal SBA loan and grant programs for which you may be eligible.

Non-traditional Funding Resources

Don’t want to take out a loan?  There are other ways to find funds.

Crowdfunding – Don’t know what “Crowdfunding” is?  Read this!

Kickstarter – Kickstarter is a funding platform for creative projects.

Indiegogo – At Indiegogo you’ll find a welcoming, supportive community that embraces collaboration, fearlessness and authenticity.


Amortization Chart

SBA Express Loan

Who is Eligible?

All SBA eligible businesses and/or borrowers

Loan Features:

  • Loan is fully amortized with no access fees per transactions
  • Automated process provides fast turn-around time
    • Loan amounts of $5,000 to $50,000
    • 7 year term – Fully Amortized
    • Collateral may not be required
    • Variable Interest Rate based on Wall Street Journal Prime, adjusted calendar quarterly:
      • Loans of $ 5,000 – $25,000 at Prime + 4.75%
      • Loans of $26,000 – $50,000 at Prime + 3.75% – 4.75%
      • Loans of $51,000 – $100,000 at Prime + 4.5%
    • $525 packaging fee – deducted from loan proceeds.
    • SBA Guaranty fee of 2% of the guaranteed portion (85%) of the loan will be deducted from the loan proceeds
    • Loan payments automatically drafted from the business checking account at your established financial institution
    • No prepayment penalty – 21 day payoff notification required
    • Technical Assistance Included – borrowers receive pre-and post loan closing management and technical assistance